It’s a new year and there are a number of updates you’ll want to know about in the Dreams of Wealth series of books. Every year the IRS adjusts many of the financial planning thresholds that are referenced through the books. You can find these updates in 2022: What’s New and What’s Next on both and

For those of you who have purchased the series of books, or are thinking about purchasing other books in the series, I’m sharing my top three takeaways for each book as well as an Index for topics across all the content in the Dreams of Wealth series.

The overall goal of Dreams of Wealth is to help readers envision a better life through financial planning. These books challenge you to think about “the why.” What does wealth mean to you? Then we help you see how to use various diagnostics, templates and educational materials to create actionable goals that produce results.

Put Your Money Where Your Heart Is: Aligning Money and Meaning

If you want to start with a holistic approach to money management, then Put Your Money Where Your Heart Is can be a good place to begin. The theme of “aligning money and meaning” helps readers think about their values and how those relate to building a solid financial life to support those dreams.

The concept of a MindMap is introduced to help envision all aspects of your financial life on one sheet of paper. It starts with your intentions and continues that as you create your Investment Policy Statement to clarify your investment objectives. Aligning money and meaning applies to your own life, but also how you give to others. You’ll find a guided conversation to help you think about giving as well as a template to capture how you want to structure your giving.

Financial Planning Diagnostics: Diagnostics before Diagnosis

Appropriate for both financial advisors and individual investors, this book is loaded with checklists to help you think through specific topics in financial planning. It starts with three basic diagnostics: the MindMap, the Net Worth Statement and Tax Analysis. These diagnostics give you a much clearer picture of your current financial situation and what you need to do to envision your future.

You’ll find content to help you analyze your Net Worth Statement. I rarely see that in other planning books. You’ll also gain clarity in what you need to understand by analyzing your tax return. Strategic tax planning is critical especially as your wealth grows over time.

Over 25 checklists help you think about specific planning issues like a personal financial self-assessment, budgeting, divorce, terminal illness, job loss, natural disasters, aging parents, retirement preparation, philanthropy, estate and end-of-life planning. 

Financial Planning Literacy: Knowledge through Empowerment

The most comprehensive of the books in the series, this book covers most financial planning topics from savings concepts through detailed retirement concepts. If you are just starting the financial journey, you’ll find chapters devoted to savings ideas, and broad-based tips on setting up a secure financial future.

Investment concepts are explored in more detail in Financial Planning Literacy. You’ll learn more about basic cash topics as well as how to think about investing in both bonds and stocks. It’s all about balancing risk and reward. We’ll show you some tools you may want to investigate as you build your wealth.

The Financial Independence section is so comprehensive in its content around “retirement” that we also created a standalone version (we also did that for the topic of philanthropy). How do you want to balance time and money—now and in the future? What drives your purpose and how can you put a plan in place to support that? We revisit the diagnostics of the MindMap, Net Worth Statement and Tax Analysis as you evolve throughout life.

You’ll also find chapters on executive financial planning including stock compensation, how to adjust as life throws you the inevitable curveballs and more detailed tax concepts than you’ll find in the other series books.

As mentioned in the introduction, all financial thresholds that have changed in 2022 are listed in the article 2022: What’s New and What’s Next on both and

The Financial Bridge: How to Leave Your Legacy

The last book in the series focuses more on estate planning, philanthropy and end-of-life planning. Our goal was to give you what you need depending on where you are in life. You’ll find more detail on how to set up your estate and how to use that to reflect your intentions.

We’ll dig deeper into philanthropy by reviewing many different types of charitable vehicles. You’ll find a chart that compares different ways of giving depending on your objectives. Finally we’ll take time to think about what needs to happen as you (or a parent) approaches the end of life. What living accommodations will you need, what health concerns need attention, and how do your values and memories play into creating a meaningful transition.

Each book was designed to stand alone and that’s why you’ll find some content in more than one book in the series. But all the books can be taken together to address different aspects of planning in various phases in life. To help you find what you’re looking for, we’ve developed an Index of significant topics across the books.

Topic Book Chapter/Part Page
Aging Parents Bridge Ch 5 p. 110
Aging Parents Diagnostics Part 2 p. 100
Annual Financial Review  Diagnostics Part 2 p. 73
Annuities Literacy Ch 7 p. 204
Budgeting Diagnostics Part 2 p. 63
Cash, Bonds and Stocks: Education and Resources Literacy Ch 5 p. 106
CCRCs (Continuing Care Retirement Communities) Bridge Ch 5 p. 90
Charitable Vehicle Chart Bridge Ch 4 p. 59
Charitable Vehicle Chart Philanthropy Booklet
College Savings Plans Diagnostics Part 2 p. 86
College Savings Plans Literacy Ch 2 p. 44
Divorce Checklist  Diagnostics Part 2 p. 88
End of Life Planning Bridge Ch 6 p. 118
End of Life Planning Diagnostics Part 2 p. 133
Estate Inventory Literacy p. 276
Estate Inventory Bridge p. 148
Estate Inventory Diagnostics Part 2 p. 132
Estate Planning Basics Bridge Ch 3 p. 20
Estate Planning Basics Literacy Ch 3 p. 52
Estate Planning Basics PYM  Ch 7 p. 162
Estate Planning Checklist  Diagnostics Part 2 p. 128
Estate Planning for Pets   Bridge Ch 3 p. 30
Estate Planning for Pets   Diagnostics Part 2 p. 147
Estate Planning Updates Bridge Ch 3 p. 36
Estate Planning: How Much is Enough PYM Ch 6 p. 146
Estate Planning: How Much is Enough Bridge Ch 5 p. 99
Estate Review, Organization and Planning Template Bridge Ch 2 p. 14
Executive Planning Literacy Ch 4 p. 82
Family Meetings  Bridge Ch 5 p. 106
Family Meetings  Diagnostics Part 2 p. 131
Financial Independence (Retirement) Literacy Ch 7 p. 168
Financial Independence (Retirement) Booklet
Five Years to Retirement Checklist  Diagnostics Part 2 p. 119
Gift and Estate Tax Bridge Ch 3 p. 40
Giving Tree Bridge Ch 4 p. 50
Giving Tree Diagnostics  Part 2 p. 108
Giving Tree Philanthropy Booklet
Goals by Age Diagnostics Part 1 p. 17
Goals by Age PYM Ch 3 p. 52
Goals/Mind Maps Diagnostics Part 1 p. 8
Goals/Mind Maps PYM Ch 3 p. 36
Guided Conversation about Giving   Bridge Ch 4 p. 48
Guided Conversation about Giving   Diagnostics  Part 2 p. 106
Guided Conversation about Giving   Philanthropy Booklet
Healthcare Considerations in Retirement Bridge Ch 5 p. 72
Healthcare Considerations in Retirement Literacy Ch 7 p. 238
Holistic Planning PYM Ch 1 p. 8
Holistic Planning  PYM  Afterward p. 196
Investment Policy  Diagnostics  Part 2 p. 54
Investment Policy  Literacy Ch 5 p. 139
Investment Policy  PYM Ch 4 p. 88
IRAs Literacy Ch 7 p. 214
IRAs PYM Ch 5 p. 119
Job Loss  Diagnostics Part 2 p. 91
Long-Term Care Insurance Bridge Ch 5 p. 92
Lump Sum Vs Annuity: Retirement Plans   Diagnostics Part 2  p. 123
Major Life Change Checklist Literacy Ch 7 p. 184
Medicare Bridge Ch 5 p. 77
Mind Map Diagnostic Questions Diagnostics Part 1 p. 16
Natural Disaster Planning Diagnostics Part 2 p. 97
Net Worth Statement Diagnostic Questions Diagnostics  Part 1   p. 30
Net Worth Statement Diagnostics Part 1 p. 22
Organizing Records Diagnostics Part 2 p. 40
Organizing Records PYM  Ch 2 p. 24
Overall Personal Finance Self Assessment   Diagnostics Part 2  p. 49
Pensions Literacy Ch 7 p. 202
Personal Finance Self Assessment  Diagnostics  Part 2 p. 49
Philanthropy Bridge Ch 4 p. 46
Philanthropy Diagnostics Part 2 p. 106
Philanthropy Philanthropy Booklet
Philanthropy Worksheet Bridge Ch 4 p. 56
Philanthropy Worksheet   Diagnostics Part 2 p. 112
Philanthropy Worksheet   Philanthropy Booklet
Portfolio Diagnostic PYM Ch 4 p. 91
Portfolio Goals PYM Ch 4 p. 74
Reinventing Your Life 2.0 Diagnostics Part 2 p. 126
Retirement Plan Contributions and Withdrawals PYM Ch 5 p. 119
Retirement Plan Contributions and Withdrawals Literacy Ch 2 & 7
Retirement Countdown by Age Literacy Ch 7 p. 256
Retirement Sequence of Withdrawals Literacy Ch 7 p. 234
Retirement Spending Strategies Literacy Ch 7 p. 224
Reverse Mortgages  Bridge Ch 5 p. 86
Reviewing Your Estate Bridge Ch 2 p. 14
Setbacks and Strategies Literacy Ch 6 p. 152
Social Security Literacy Ch 7 p. 198
Stock Options Literacy Ch 4 p. 85
Survivor’s Checklist  Bridge Ch 7 p. 128
Survivor’s Checklist  Diagnostics Part 2 p. 140
Survivor’s Checklist  Literacy p. 283
Tax Analysis Diagnostics Part 1 p. 30
Tax Analysis Diagnostic Questions   Diagnostics Part 1 p. 35
Tax Literacy Literacy Ch 3 p. 60
Tax Rates Diagnostics Part 2 p. 84
Terminal Illness Checklist   Diagnostics Part 2 p. 115
Trusts in Estates Bridge Ch 3 p. 26
When to Retire Literacy Ch 7 p. 168
When to Retire PYM Ch 5 p. 107
Year-End Planning Review   Diagnostics Part 2 p. 80

The information presented here is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be construed as any form of tax advice, or to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. To the extent that this material concerns investments or securities, it is not intended or written to be construed as any form of investment, financial planning, or other professional advice. Any material that includes or references investment performance is not intended to imply or guarantee any future investment performance; past performance is not indicative of future returns, all investments are subject to risk, and you may lose the principal you invest. You should seek independent advice that is tailored for your specific personal circumstances from a qualified professional before taking any action based on the information contained herein. These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

By clicking on any of the links, you acknowledge that they are solely for your convenience, and do not necessarily imply any affiliations, sponsorships, endorsements or representations whatsoever by us regarding third-party Web sites. We are not responsible for the content, availability or privacy policies of these sites, and shall not be responsible or liable for any information, opinions, advice, products or services available on or through them.

Copyright ©2024 Stevens Visionary Strategies LLC. All rights reserved.
No part of this publication may be reproduced, distributed, or transmitted in any form or by any means without the prior written consent of the owner except as expressly permitted by U.S. copyright law.